First Mortgage Loans

548 Erie Boulevard West
Suite 100
Syracuse, NY

Offers first mortgages to qualified first-time buyers looking to purchase a home in Onondaga County. Mortgages can be coupled with $5,000 in down payment and closing cost assistance if home buyer is eligible. 

First Time Homebuyer Program

112 Franklin Street
Watertown, NY

Provides financial assistance to families buying a home in Jefferson County.

Home Ownership/Rehabilitation Grants

19 Main Street
Canton, NY

Provides assistance to first-time home buyers with low to moderate incomes for the purchase of modest existing single-family homes. Offers homeownership education and counseling.

New York State Homeowner Assistance Fund (NYS HAF)

641 Lexington Avenue
New York, NY

Provides up $50,000 to homeowners who are at risk of default, foreclosure, or displacement as a result of financial hardship caused by the COVID-19 pandemic.

Single Family Home Loan Guarantees

441 South Salina Street
Suite 357
Syracuse, NY

Assists approved lenders in providing low- and moderate-income households to own adequate, modest, and sanitary dwellings as their primrary residnece in eligible rural areas. Eligible applicants may purchase or build in an eligible rural area with 100% financing.  

Single Family Housing Direct Home Loans

441 South Salina Street
Suite 357
Syracuse, NY

Assists very low- and low-income individuals obtain housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability. Assistance amounty is determined by adjusted family income.