Affordable Homeownership Program

125 West Broadway
Fulton, NY

Provides grant monies to assist first time homebuyers with their housing purchase of single-family homes within the City of Fulton. Provides up to $20,000 for closing costs and down payment. 

Closing Costs Assistance Program

548 Erie Boulevard West
Suite 100
Syracuse, NY

Offers closing cost assistance of up to $4,000 for first-time, income eligible home buyers purchasing a home in Cayuga, Cortland, Jefferson, Madison, Onondaga, or Oswego counties. For City of Syracuse home buyers, assistance is available as a deferred loan (no repayment provided residency …

Home Ownership Program

44 East Bridge Street
Oswego, NY

Provides income eligible families with homeownership training, budget counseling, and financial assistance to purchase their first home.

Homebuyer Assistance Programs

726 West Broadway Street
Fulton, NY

Provides grants to eligible low-to-moderate income first time homebuyers for down payments and closing cost assistance. Provides credit counseling and help in preparing to obtain a home loan.

Single Family Home Loan Guarantees

441 South Salina Street
Suite 357
Syracuse, NY

Assists approved lenders in providing low- and moderate-income households to own adequate, modest, and sanitary dwellings as their primrary residnece in eligible rural areas. Eligible applicants may purchase or build in an eligible rural area with 100% financing.  

Single Family Housing Direct Home Loans

441 South Salina Street
Suite 357
Syracuse, NY

Assists very low- and low-income individuals obtain housing in eligible rural areas by providing payment assistance to increase an applicant's repayment ability. Assistance amounty is determined by adjusted family income.